User Agreement

1.1. This User Agreement (hereinafter — the "Agreement") governs the use of the online service (hereinafter — the "Service") provided by the Administration.

1.2. By using the Service, including launching the bot, registering, paying for services, or accessing materials, the User confirms that they have fully read the terms of this Agreement and accept them in full.

1.3. If the User disagrees with the terms of the Agreement, they must cease using the Service.

2.1. The Service provides digital goods and services of an intangible nature, including but not limited to: informational materials, educational programs, consultations, digital products, and service offerings.

2.2. Materials provided through the Service may include: information from public sources; proprietary materials of the Administration and/or third parties; analytical reviews, compilations, recommendations, and structured data.

2.3. The User acknowledges and agrees that the value of digital goods and services lies in their systematization, analysis, presentation, support, maintenance, and updates, rather than in the exclusivity of individual pieces of information.

2.4. The Service does not claim or guarantee the uniqueness, exclusivity, or unavailability of individual material elements outside of the Service.

3.1. The Service is provided on an "AS IS" basis.

3.2. The Administration does not guarantee: that the Service meets the User's expectations; the achievement of any financial, commercial, professional, or other results; uninterrupted and error-free operation of the Service.

3.3. The Administration is not liable for: any direct or indirect damages, including lost profits; consequences of the User applying the received materials; actions or inactions of third parties; temporary technical failures and access restrictions.

3.4. All decisions regarding the use of materials, recommendations, and services are made by the User independently and at their own risk.

4.1. The Service is not intended to encourage, organize, or facilitate unlawful activities.

4.2. The User agrees to use the Service exclusively within the framework of applicable laws and third-party rules.

4.3. The responsibility for the lawfulness of using the Service's materials and services lies entirely with the User.

5.1. All materials published on the Service are protected by intellectual property laws.

5.2. The User is prohibited from copying, distributing, reselling, transferring to third parties, or otherwise using the Service's materials without the rights holder's permission.

5.3. Violation of intellectual property rights may result in restricted access to the Service without compensation.

6.1. The Administration reserves the right to suspend or restrict the User's access to the Service in case of: violation of the terms of this Agreement; detection of abuse; requirements of legislation or payment providers.

6.2. Access restriction does not release the User from previously incurred obligations.

6.3. The Administration reserves the right to refuse service to Users whose actions may create increased risks for the Service, payment providers, or third parties.

7.1. Payment for services and digital goods is made under the conditions specified in the Service prior to payment.

7.2. Due to the intangible nature of digital goods and services, refunds after access has been provided are not available, except in the cases specified below.

7.3. A refund is possible only if: the service was not provided due to a technical fault of the Service; access to the digital product was not actually granted.

7.4. To request a refund, the User must contact support within 24 hours of payment.

7.5. Refund decisions are made by the Administration on a case-by-case basis.

7.6. The User confirms that they will not initiate a chargeback through payment systems without first contacting the Service's support.

8.1. The Administration may collect the minimum necessary technical data to ensure the operation of the Service.

8.2. The Administration takes reasonable measures to protect data but does not guarantee absolute security of transmitted information.

9.1. The Administration reserves the right to make changes to this Agreement.

9.2. The current version of the Agreement is published on the Service.

9.3. Continued use of the Service signifies the User's acceptance of the updated terms.

10.1. For any questions, the User may contact support through the form within the bot itself.